CLASSES

Admission by Donation to Local Charities

Recommended donation is $20 so a receipt can be issued by registered charities, but even a donation of $1 will be accepted as I don't want cost to be a barrier to learning. There is no maximum.

Increasing Cash Flow & Net Worth
Problem: Most Canadians are living paycheck to paycheck
Solution: We'll discuss various ways to increase income and reduce spending. The agenda includes conversations on budgeting, government programs, grant funding, matched savings programs, and protecting yourself against scams.

Choosing the Right Career
Problem: Many people work 40+ years in jobs they don't enjoy then realize they can't afford to retire.
Solution: We'll review the Cash Flow Quadrant by Robert Kiyosaki and use the Myers Briggs method to determine which careers may be best suited to your personality.

How to Get Out of Bad Debt: Yes, it it possible.
Problem: Many Canadians are spending much more than they earn.
Solution: This class focuses on the mindsets and habits that lead to bad debt. We'll cover the pros and cons of consolidation, consumer proposals, and bankruptcies, among other options. We'll discuss credit rating vs. credit scores and tips for improving both.

Setting SMARTER Goals
Problem: It is estimated that 94% of people do not achieve their goals, often due to lack of planning.
Solution: Goal setting is more than writing something down on a piece of paper. We'll go over each letter of the acronym and how to increase the chances of achieving your dreams.

Protecting Yourself and Your Family: How to buy the right insurance from the right agent
Problem: 90% of Canadians are dangerously underinsured.
Solution: This class focuses on different types of insurance and what to look for in good insurance companies and good agents so you're really protected.

Retirement Planning: Which Investments are the Best?
Problem: According to Stats Canada, only 1 out of 10 Canadians retire above the low income line.
Solution: We focus on the pros and cons of different types of investments and investment vehicles, e.g. RRSPs, TFSAs, and how it affects OAS/GIS and other government programs. We'll discuss the effects of taxes on investments and different tricks to save more in a shorter period of time.

Estate Planning Mistakes
Problem: There's approximately 1.8 billion dollars in unclaimed accounts in Canada
Solution: We'll talk about wills and living wills, the value of using estate planning professionals, and a long list of mistakes people make, including real life stories, so you'll know to avoid repeating them.

Other Classes Include:

Disability and RDSP
Agenda includes: different types of disability insurance (the good and the bad); RDSP, CPP Disability, Disability Tax Credit, plus other government and charitable programs.

New to Canada?
This is a general overview of Canadian finance as well as resources available to new Canadians. We'll also cover common scams that target newcomers.

Important Things to Discuss Before Getting Married
This is a great class for anyone thinking about getting married. We'll discuss common money concerns and how to resolve them BEFORE they become an issue.

Infinity Banking
How to replace the bank and create wealth for your family for generations to come.

Student Loans and Other Options
We'll discuss RESPs and other options for investing in your child's educational future, as well as your own.

Working in the Financial Services Industry
This class covers some of the careers in the financial service industry and the pros and cons of each one.

The Stock Market
We'll cover common reasons why most people lose money in the market while some people consistently make money. Extra emphasis on long term investments and short term penny stocks.

What Do I Do to Make Sure My Baby's Future is Financially Secure?
We'll discuss government resources, insurance, investments, education plans, and how infinity banking works.

Veteran Resources and Benefits
This class focuses on veterans and the programs available to them.

I Won the Lottery! How not to go broke within 5 years.
This class teaches skills to manage windfalls, i.e. lottery, inheritance, a really big tax return, etc.

After the Fact. What to do when someone dies without insurance
This class focuses on common problems people have after someone close passes away, affecting income, and how to recover from it.

How to Make Your Mortgage Interest Tax Deductible: and other tricks the wealthy use
We'll go over strategies the wealthy use.

If you have any questions, please contact me via email or Messenger or click the link on the Home page to schedule a free Consultation.